Sharon Lanen Coskren - Leading Edge Real Estate Sharon Lanen Coskren



Posted by Sharon Lanen Coskren on 3/31/2020

This Single-Family in North Andover, MA recently sold for $535,000. This Raised Ranch style home was sold by Sharon Lanen Coskren - Leading Edge Real Estate.


140 Appleton St, North Andover, MA 01845

Single-Family

$550,000
Price
$535,000
Sale Price

7
Rooms
4
Beds
2
Baths
Are you looking for something different? This is not your cookie cutter home! Unique raised ranch in coveted Bear Hill neighborhood provides many possibilities. Look inside this incomparable home to find brand new kitchen and baths with quartz countertops, stainless steel appliances, hardwood floors and white cabinets. Beautiful flat almost 1.5 acre private yard with cobblestone driveway and bluestone patio offers plenty of room for summer games and barbecues. Newly added family room on first floor is a great space to relax and spend cozy winter nights. All of this plus town water and sewer. Be a part of all of the activities this neighborhood offers plus walk to Smolak Farms, youth center and town common.

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Categories: Sold Homes  


Posted by Sharon Lanen Coskren on 3/27/2020

Spectacular open concept colonial on a very special cul de sac close to just about everything! This is the one you have been waiting for. The owners have thoughtfully updated this meticulous space so you can walk right in and make yourself at home. The oversized front porch is a great spot to socialize with your neighbors and watch the world go by. Fabulous two story foyer welcomes you to the open kitchen/dining/family room areas with fireplace perfect for entertaining. One of the second floor bedrooms has been converted into an office if you want a quiet place to work and you have a first floor office/playroom option as well. Nice touches such as bamboo floors, new deck, refaced cabinets, generator, shiplap in entryway, stainless appliances, transom windows and oversized island. With over 1200 square feet in the lower level, you have separate workout, play area, tv room, pool table and anything else you need. Village green with block parties, basketball court, playground and soccer.

More Info on this Property | New Listing Alerts





Posted by Sharon Lanen Coskren on 3/27/2020


176 Carter Field Rd, North Andover, MA 01845

Barker

Single-Family

$875,000
Price

10
Rooms
5
Beds
3/1
Full/Half Baths
Spectacular open concept colonial on a very special cul de sac close to just about everything! This is the one you have been waiting for. The owners have thoughtfully updated this meticulous space so you can walk right in and make yourself at home. The oversized front porch is a great spot to socialize with your neighbors and watch the world go by. Fabulous two story foyer welcomes you to the open kitchen/dining/family room areas with fireplace perfect for entertaining. One of the second floor bedrooms has been converted into an office if you want a quiet place to work and you have a first floor office/playroom option as well. Nice touches such as bamboo floors, new deck, refaced cabinets, generator, shiplap in entryway, stainless appliances, transom windows and oversized island. With over 1200 square feet in the lower level, you have separate workout, play area, tv room, pool table and anything else you need. Village green with block parties, basketball court, playground and soccer.
Open House
No scheduled Open Houses

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Categories: New Homes  


Posted by Sharon Lanen Coskren on 3/27/2020

Buying a home is a big financial endeavor that takes planning and saving. Aside from a down payment, hopeful homeowners will also need to save for closing costs and moving expenses.

When it comes to the down payment amount youíll need to save, many of us have often heard 20%, the magic number. However, there are a number of different types of mortgages that have different down payment requirements.

To complicate matters, mortgages vary somewhat between lenders and can change over time, with the ebb and flow of the housing market.

So, the best way to approach the process of saving for a down payment is to think about your needs in a home, and reach out to lenders to start comparing rates.

However, there are a few constants when it comes to down payments that are worth considering when shopping for a mortgage.

In todayís post, weíre going to talk about some characteristics of down payments, discuss where the 20% number comes from, and give you some tips on finding the best mortgage for you.

Do I need 20% saved for a down payment?

With the median home prices in America sitting around $200,000 and many areas averaging much higher, it may seem like 20% is an unattainable savings goal.

The good news is that many Americans hoping to buy their first home have several options that donít involve savings $40,000 or more.

So, where does that number come from?

Most mortgage lenders will want to be sure that lending to would be a smart investment. In other words, they want to know that theyíll earn back the amount they lend you plus interest. They determine how risky it is to lend to you by considering a number of factors.

First and foremost is your credit score. Lenders want to see that youíre paying your bills on time and arenít overwhelmed by debt. Second, they will ask you for verification of your income to determine how much you can realistically hope to pay each month. And, finally, theyíll consider the amount youíre putting down.

If you have less than 20% of the mortgage amount saved for your down payment, youíll have to pay for private mortgage insurance (PMI). This is an extra fee must be paid in addition to your interest each month.

First-time buyers rarely put 20% or more down

Thanks to FHA loans guaranteed by the federal government, as well as other loan assistance programs like USDA loans and mortgages insured by the Department of Veterans Affairs, buying a home is usually within reach even if you donít have several thousands saved.

On average, first-time buyers put closer to 6% down on their mortgage. However, they will have to pay PMI until theyíve paid off 20% of their home.


So, if youíre hoping to buy a home in the near future, saving should be a priority. But, donít worry too much if you donít think you can save the full 20% in advance.




Categories: Uncategorized  


Posted by Sharon Lanen Coskren on 3/20/2020

You may take your front door for granted. Maybe you only use your front door occasionally when company comes or you have a gathering at your home. Itís amazing how much more curb appeal you can give to your home with a properly lit front door. Below, youíll find some tips to help you brighten your front door and the overall appeal of your home. 


Make Your Front Door Shine Through The Night


If you want your home to have curb appeal, you may think of the daylight hours. Sure, you want your home to look good during the day, but there are 24 hours! You can find plenty of ways that you can add nighttime curb appeal to your home with correct types of landscape lighting. Some ideas to help you highlight your front door can be found below:


Put a spotlight on the entryway


Using bold lighting like this can help you to enhance the features that are already present on the front of your home.     


Use sconce lighting

This type of lighting is easily mounted onto the side of walls or the side of your home. You can use these types of lights to add to the style of your home as they come in many different kinds from the stately to the fun and whimsical. These lights also provide quite a welcoming touch to the home.


Consider Lighting Your House Number


Wherever your house number is present, you should try to light it. This way, after daylight hours, guests can clearly see what house number is yours. You can do this with a lamp post or a spotlight depending on where you have your house numbers mounted. 


Use Lighting Variations


Just as you would on the inside of your home, the outside of your home should use variations of lighting. Use sconces for overhead lighting. Think of the lighting on the outside of your home based on the main types of lighting: task, decorative, ambient, and accent lighting. Using these basic design principles can help you to find where the need for light is in your yard.


Highlight Your Landscape


Your hard efforts at landscaping arenít just for the daylight hours. Use lighting in your yard as a way to highlight the beauty of your yard the whole day and night through. If you have particularly unique trees or bushes, or a nice statue in your yard, use lights to brighten the space and show off the best features that your yard has to offer.

When thinking of lighting your yard keep safety as your first priority and design as your second for a great outdoor lighting scheme.    





Tags: lighting   home design  
Categories: Uncategorized  




Sharon Lanen Coskren